Planning Your Move to Portugal?
Here's Your Complete Guide to Relocating.
Why Portugal?
If you’re reading this, you’re probably considering a move to one of the most beautiful, welcoming, and culturally rich countries in Europe: Portugal!
Whether you’re drawn by its sunny weather, historic cities, or the laid-back lifestyle, now is a fantastic time to make the leap.
Here are a few reasons why moving to Portugal might just be your best decision:
Weather: Portugal boasts a Mediterranean climate, with over 300 sunny days per year. Whether you love the beach or enjoy outdoor activities, the mild weather is perfect for year-round living.
Affordable Living: Still cheaper than most Western European countries.
Quality of Life: A mix of historic charm, stunning beaches, and a relaxed pace, making it a great place for both individuals and families to thrive.
Excellent Healthcare: Portugal offers both public and private healthcare options, with modern facilities and services that are some of the best in Europe.
Booming Real Estate: Solid returns for investors, low property taxes, and various residency incentives.
Expanding Tech Scene: Portugal is becoming an increasingly important hub for startups, particularly in Lisbon and Porto, making it a great place for digital nomads or entrepreneurs.
Residency & Citizenship Opportunities: With various visa options, such as the D7 (passive income visa) and the Golden Visa, Portugal has made it easier for non-EU nationals to establish a life there.
The Best Cities to Move To in Portugal
Lisbon: The capital city is perfect for those who love city life, culture, and a growing startup scene. Lisbon offers a bustling social life and easy access to the rest of Europe.
Porto: Known for its beautiful riverside setting and rich cultural history, Porto is a great option for those who want a slightly smaller city with lots of charm.
Algarve: If you're seeking year-round sunshine, the Algarve region in southern Portugal is known for its beautiful beaches and relaxing atmosphere.
Coimbra: A university town that blends tradition with modernity, Coimbra offers an affordable cost of living and a youthful energy.
Braga & Aveiro: Smaller cities with a great balance of tradition, modern amenities, and natural beauty.
The Douro Valley: For those who prefer living among nature, the Douro Valley offers stunning views, traditional vineyards, and a rural charm. This region is perfect for people looking for a quieter lifestyle, away from the hustle and bustle of the larger cities.
The Silver Coast: Just north of Lisbon, the Silver Coast offers a more affordable alternative to the capital, with charming towns like Óbidos, Ericeira and Nazaré, and easy access to Lisbon.
The Logistics of Moving to Portugal in 2025
Here’s a quick overview of the key logistics when relocating to Portugal:
Visa and Residency Options: Portugal offers several visa options for non-EU citizens, such as the D7 Visa (for those with a steady income), the Golden Visa (for investors), and the Startup Visa for entrepreneurs. It’s essential to choose the right option based on your circumstances.
Healthcare: Portugal has a universal healthcare system that provides affordable care to residents. Many expats also opt for private health insurance for faster access to specialists and private clinics.
Taxes: The original Non-Habitual Resident (NHR) program is no longer open to new applicants; however, Portugal has introduced a new tax regime designed to sustain its appeal to foreign talent and investment.
Visa Options for US Citizens
Before packing your bags, you’ll need to choose the right visa for your circumstances. Here are some of the most common options:
D7 Visa (Passive Income Visa): Ideal for retirees or those with a steady passive income (like rental income, investments, or pensions). This visa is becoming increasingly popular due to Portugal’s cost of living compared to the rest of Europe.
D8 Visa ( Digital Nomad Visa or Remote Worker Visa ) : Designed for self-employed individuals and remote workers who can work for foreign employers or run their own business remotely while living in Portugal.
Golden Visa: If you’re planning on making a significant financial investment in Portugal (through bonds, job creation, etc.), the Golden Visa allows you to get residency and potential citizenship after five years. Learn more!
Tech Visa: For those working in tech or starting a business, Portugal’s Tech Visa is a relatively fast-track option to live and work in the country.
Work Visa: If you’re employed by a Portuguese company or plan to freelance, a work visa may be required. Many US companies are now offering remote positions, so this could be an option to consider if you want to keep your job while living in Portugal.
Student Visa: If you plan on studying in Portugal, the student visa is a straightforward option. Portuguese universities are known for their high academic standards and affordable tuition.
Your Guide to Buying Property in Portugal
Whether you’re looking to purchase in Lisbon, Porto, or beyond, the Portuguese real estate market is open to international buyers. We specialize in helping expats find the perfect home and navigate the buying process, including:
Legal Support: Understanding contracts, paperwork, and fees (such as property tax and notary fees) is essential, and we’re here to help guide you through it.
Financing: Portugal offers relatively favorable mortgage options for international buyers. We can help you understand the different types of financing available and assist you in securing the best deal.
Investment Opportunities: Portugal is increasingly becoming a hotspot for real estate investment, particularly in Lisbon, Porto, and the Algarve. We can help you identify opportunities that suit your needs, whether for personal use or as a rental investment.
Ready to Make the Move?
At Kream Realty, we don’t just help you buy a property in Portugal – we help you create a new life here. From guiding you through the visa process to finding the ideal home and offering local insights, we’re here to support you every step of the way. Let us be your trusted partner in making 2025 the year you start your new chapter in Portugal.
Want more information? Let’s chat!
Whether you’re still exploring options or ready to begin your property search, we’re here to answer any questions. We look forward to helping you make Portugal your home.
Team Kream Realty